Precision for Operations
Agentic banking runs daily processes, reconciliation, and exception handling end to end, so you can close confidently with little or no manual intervention.
One stack: Core, payments, and agentic banking
Build or Modernize Your Bank in Weeks
NetXD is your single-stack provider: ledger, payments, and agentic banking in one platform. Launch what you need: checking, savings, wage access, debit cards, crypto, agentic banking operations, and real-time connectivity to all payment rails. No core replacement required.
Value for Everyone
Built for everyone who powers the bank
Control for Compliance
Stay audit-ready with built-in controls, real-time monitoring, and immutable records.
Flexibility for IT
Plug into existing systems. Launch new ones fast. No core rip-and-replace required.
Clarity for Leadership
Track operations, spot risk, and scale with confidence, all from a single source of truth.
Who We Work With
Institutions we help move faster
NetXD adapts to wherever you are on your modernization journey.
Banks modernizing their core
Add modern, real-time capability alongside the core you already run, no rip-and-replace.
Banks building a payments hub
Bring every payment rail into one hub with real-time processing and unified operations.
Banks offering BaaS to fintechs
Sponsor fintech programs with segregated accounts, controls, and embedded banking APIs.
Neobanks launching operations
Go live with checking, savings, cards, and payments in weeks, not months.
Crypto companies & trust banks
Add fiat accounts, payments, and card support with compliance built into the flow.
Credit unions modernizing services
Deliver next-gen digital servicing without disrupting existing member systems.
Measurable ROI
Real impact. Delivered from day one.
Here's how banks and fintechs see results with NetXD.
Launch Faster
Get to market in weeks, not months, with pre-integrated checking, savings, cards, and payments.
Reduce Operational Costs
Let agentic AI run onboarding, compliance, and servicing workflows end to end, with little or no human intervention.
Grow Fee Income
Unlock new revenue streams across payments, FX, interchange, and digital assets.
Consolidate Your Vendor Stack
One provider for ledger, payments, and AI operations, fewer integrations, contracts, and reconciliation points.
Scale Without Core Disruption
Run new products in parallel with your existing core, no replacement required.
Stay Compliant by Design
Offer crypto, wage access and digital assets with built-in guardrails and KYC/AML.
NetXD’s AI-powered automation is designed to take the manual burden off your team, reducing repetitive tasks and errors so your staff can focus on what matters most: strategic decisions, customer service, and growth.
Our Products
One stack, four products. Any combination of the needs above.
A single vendor, a single integration, one operating model: deploy one product or all four, with agentic AI running across every layer.
XD AI
AI-powered automation for financial workflows, compliance, and risk, dynamically building AI agents for enterprise operations.
Learn more →XD Ledger
AI-native sidecar core for deposits, stablecoins, and digital asset accounts, no core replacement required.
Learn more →XD Payments
One hub for all payment rails: RTP, FedNow, ACH, Wire, Visa Direct, and more. Real-time, all the time.
Learn more →LIAM
Persistent memory infrastructure giving AI agents customer context your systems never captured, across any industry.
Learn more →Built security-first, not secured as an afterthought
Talk to our team about what a security-first, data-rich core looks like for your institution.